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skip to content collective retirement and wellness menu and widgets search for: categories uncategorized recent posts create your own investment plan in just 4 steps medicare supplement plans medicare supplement plans, is it necessary to buy one take advantage of plan d what medicare plans cover create your own investment plan in just 4 steps a sound investment plan revolves its characteristic around the objective it is intended to achieve. in today’s world of quick and easy transactions along with rising inflation, it is becoming difficult to save money for future causes. any investment strategy requires patience and smart planning. although, investments need not necessarily initiate frugal spending in the present, it does ask to cut out un-necessary and unplanned expenditures. let us have a look at five strategies that have been followed from time unknown, to help create / choose a solid investment plan. don’t forget to plan for insurance. go here to find out more https://www.medisupps.com/cigna-medicare-supplemental-insurance-2018/ purpose the type of investment and the funds allocated varies whether the end wealth is for education, marriage or housing. these different uses run on three primary factors, that is, safety, income or growth. each application results in a different amount of each of the three factors. for instance, if the investment is for retirement, it calls for retirement schemes which ensure safe income collection over a long period of time. if the horizon is closer, the growth factor is more stressed. fund allocation the second big question you will have to answer is, how much money are you setting aside for investments? it is necessary to decide whether the investment would be made in a lump sum or in monthly allocations. depending on the purpose of investment and the scheme, the initial amount to invest may vary. also, it must be ensured that the money kept aside for investment must not fall back into the daily expenditure track in any case. fund requirement the next factor that goes into making an investment plan is deciding when the fund would be required. if the money is required in the next year or two, the investment plan must stress on safety and good growth rates so that there could be a significant addition to the amount. but, for a steady growth to occur with minimum risks, it is often advised to invest for a period of at least 5 years. risk capacity you have to decide the amount of risk you are ready to bear for the investment. high return investments typically bear high degrees of risks and in order to curb that, investors are increasingly diversifying their investments. no matter what, the investor has to be cautious about the movement of the market and target the degree of returns depending on how much risk he / she would be able to afford and the money that can be put back in the cycle of investment. the market is flooded with investment platforms, one always seeming better than the other. but for the investor, it is essential to identify the above points and then pick the right one after going through all the remaining options available. note that, reviewing the investments periodically is as important as the investment in itself. posted on december 29, 2018 december 27, 2018 medicare supplement plans what to do when a senior citizen reaches the age of 65 and joins medicare part a and medicare part b, there is something they should consider. getting a medicare supplement plan to help with future medical expenses. the time to do this is within the 6 months of joining medicare. this is the open enrollment period and you cannot be rejected. if you choose not to get a medicare supplement plan during that time, you will be subject to certain things after the 6 months. first off, and the most important is if you have any preexisting medical conditions, they may not be covered and the premiums you will pay may be considerably higher. if you want to be approved for a medicare supplement plan, the time to join is during the enrollment time. choices of plans the aarp medicare supplement are in different categories and are lettered from a-l. it is wise to consult the medicare website, to see what is available for your medical needs. all the plans are standard and will be the same between each private insurance company. some states may have something different, so you need to look in your area of residence. also some medicare supplement plans will have higher premium cost and higher deductibles, so one should look at all the plans carefully. what is important? medicare part a and medicare part cover 80% of the medical expenses one may have with any medical problem. the other 20% will be your obligation or if you have a medicare supplement plan, it will be taken care of. the supplement plan will cover 20% of doctor appointments, your deductible and, any medical tests your doctor may order. the plans cover various medical expenses, and one needs to examine each one to see which will fit what your medical needs may be. one medicare supplement plan is plan f. it is very popular because it proposes the most benefit. there are two kinds, one with higher deductibles and one with lower ones. another consideration is that medicare and medicare supplement plans do not cover dental, vision or drug prescriptions. there are separate insurance plans to meet those needs. the cost. a medicare supplement plans cost can be around $183 each month. this will depend on the medical benefits you wish to have covered. also your age will be a factor and as you get older the premiums may increase. be sure the insurance company you choose is licensed with your state. check them all before choosing a plan. posted on december 28, 2018 december 27, 2018 medicare supplement plans, is it necessary to buy one medicare beneficiaries must know that everything is not paid by medicare. even the beneficiaries need to pay their medical expenses that are copayments, deductibles, excess charges and service that are medicare not covered. medicare supplement insurance medicare supplement plans are called medigap insurance as it relates to the “gaps” coverage in medicare benefits and this includes copayments and deductibles. medicare supplement is a private insurance health policy that is bought by a medicare beneficiary. the federal and state law control the medicare supplement plans policies. thus, only medicare supplement plans can assist in filling gaps in medicare. the other insurance types may help paying for health care out-of-pocket costs, but never qualify as authentic medicare supplement insurance. for instance, the retirement health plan of an employer may pay for dental, vision and prescriptions, but may not pay for copayments and medicare deductibles. do i require medicare supplement plans ? the answer is based on one factor. the answer is yes, yet you should explore the available options so that you are convinced with the chosen supplementing medicare. the medicare supplement plans are enrolled during the open enrolment time that is a six- month period and is available as you are 65 years or even older and have the part b medicare enrolled. during open enrollment, there are valuable points you must know such as: you cannot be refused of the medicare supplement policy, despite your health status. you may ask any number of health related questions. you will not be charged higher premium just because of your health history. 65 years old or older: enrolling in part b medicare on turning 65 years implies the first day of medigap open enrolment starts as the part b medicare becomes effective. compare the best medicare supplement plans for 2018 to make sure you are covered. if you pursue working after 65 years and delay in part b medicare enrolment, you must enroll during the open enrolment period in part b medicare supplement plans, so that it becomes effective. in case you have attained 65 years or even much older and have delayed in part b medicare enrollin

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http://www.collectifciem.org/medicare-supplement-plans/
http://www.collectifciem.org/#content
http://www.collectifciem.org/medigap-changes-life/
http://www.collectifciem.org/the-abcs-of-medicaid/
http://www.collectifciem.org/what-medicare-plans-cover/
http://www.collectifciem.org/category/uncategorized/
http://www.collectifciem.org/take-advantage-of-plan-d/
http://www.collectifciem.org/how-do-medicare-supplement-plans-actually-work/
http://www.collectifciem.org/und%d0%b5rst%d0%b0nd%d1%96ng-%d0%bc%d0%b5d%d1%96%d1%81%d0%b0r%d0%b5-%d0%b0nd-%d0%bc%d0%b5d%d1%96%d1%81%d0%b0r%d0%b5-%d1%95u%d1%80%d1%80l%d0%b5m%d0%b5nt/
http://www.collectifciem.org/medicare-supplement-plans-is-it-necessary-to-buy-one/
http://www.collectifciem.org/page/2/
http://www.collectifciem.org/medicare-supplement-insurance-great-choice/
http://www.collectifciem.org/create-your-own-investment-plan-in-just-4-steps/

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Domain Name: COLLECTIFCIEM.ORG
Registry Domain ID: D173891973-LROR
Registrar WHOIS Server:
Registrar URL: http://www.networksolutions.com
Updated Date: 2017-09-15T10:14:12Z
Creation Date: 2014-09-09T14:30:22Z
Registry Expiry Date: 2018-09-09T14:30:22Z
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Registrar IANA ID: 1167
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Domain Status: clientHold https://icann.org/epp#clientHold
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Domain Status: autoRenewPeriod https://icann.org/epp#autoRenewPeriod
Registry Registrant ID: C196860688-LROR
Registrant Name: Masayoshi Hoshikawa
Registrant Organization:
Registrant Street: 80 Robinson Road #10-01A
Registrant City: Singapore
Registrant State/Province: SINGAPORE
Registrant Postal Code: 068898
Registrant Country: SG
Registrant Phone: +65.6564206393
Registrant Phone Ext:
Registrant Fax:
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Registrant Email: info@zombiedomain.net
Registry Admin ID: C196860688-LROR
Admin Name: Masayoshi Hoshikawa
Admin Organization:
Admin Street: 80 Robinson Road #10-01A
Admin City: Singapore
Admin State/Province: SINGAPORE
Admin Postal Code: 068898
Admin Country: SG
Admin Phone: +65.6564206393
Admin Phone Ext:
Admin Fax:
Admin Fax Ext:
Admin Email: info@zombiedomain.net
Registry Tech ID: C196860688-LROR
Tech Name: Masayoshi Hoshikawa
Tech Organization:
Tech Street: 80 Robinson Road #10-01A
Tech City: Singapore
Tech State/Province: SINGAPORE
Tech Postal Code: 068898
Tech Country: SG
Tech Phone: +65.6564206393
Tech Phone Ext:
Tech Fax:
Tech Fax Ext:
Tech Email: info@zombiedomain.net
Name Server: NS1.PARKINGCREW.NET
Name Server: NS2.PARKINGCREW.NET
DNSSEC: unsigned
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>>> Last update of WHOIS database: 2017-09-22T07:17:15Z <<<

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  REFERRER http://www.pir.org/

  REGISTRAR Public Interest Registry

SERVERS

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  ARGS collectifciem.org

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RegrInfo
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OWNER

  HANDLE C196860688-LROR

  NAME Masayoshi Hoshikawa

ADDRESS

STREET
80 Robinson Road #10-01A

  CITY Singapore

  STATE SINGAPORE

  PCODE 068898

  COUNTRY SG

  PHONE +65.6564206393

  EMAIL info@zombiedomain.net

ADMIN

  HANDLE C196860688-LROR

  NAME Masayoshi Hoshikawa

ADDRESS

STREET
80 Robinson Road #10-01A

  CITY Singapore

  STATE SINGAPORE

  PCODE 068898

  COUNTRY SG

  PHONE +65.6564206393

  EMAIL info@zombiedomain.net

TECH

  HANDLE C196860688-LROR

  NAME Masayoshi Hoshikawa

ADDRESS

STREET
80 Robinson Road #10-01A

  CITY Singapore

  STATE SINGAPORE

  PCODE 068898

  COUNTRY SG

  PHONE +65.6564206393

  EMAIL info@zombiedomain.net

  REGISTERED yes

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